The State of Generative AI in GCC Banking 2026
64 pages · 18 data exhibits · methodology appendix
How four GCC tier-1 banks moved their first GenAI use case into production. Architecture choices, regulator-facing evidence, total cost of ownership over 24 months, and what we would not do again. The paper includes the redacted board paper from one of the four banks, published with explicit permission.
- Authors
- Layla Mansoor (Principal ML Engineer), Head of Data, tier-1 GCC bank
- External reviewers
- MBZUAI faculty member and a former CBUAE supervisor
